Over $1B in funding arranged for small businesses

Business funding for owners like you. You run it — we fund it.

  • Soft credit check only — your score stays put
  • Money in your account in about 24 hours
  • Typically no collateral, no personal guarantee
call now — it's faster 2,400+ businesses funded No SSN required • Free quote in minutes
$120,000 approved
Funded in 24 hours. Applied Tuesday, 9:02 AM.
Wire received — Wed 9:14 AM · Chase Business ••6721
★★★★★

"Two banks told me to come back next year. These guys had money in my account by Thursday."

Tony M. — auto repair, Staten Island
★★★★★

"Nobody pulled my credit, nobody played games. The offer they showed me is the offer I got."

Lisa C. — salon owner, Tampa
★★★★★

"Bought a second truck right before our busy season. It paid for itself in two months."

Hector R. — landscaping, Dallas
Press play · 90 seconds

The capital banks won't give you — unlocked in 24 hours

Watch how owners tap private capital — $10K to $5M — without the bank, the wait, or the runaround.

Meet New York Savings90 seconds — who we are & how funding works
Why owners pick us

We build around your business.

$0

No collateral required

We fund the business on its revenue — not your possessions.

Flex

Pay when you can

Repayment follows your actual sales — strong months pay more, slow months ease up.

$10K

Built for any size

One payroll or a second location — the range is wide on purpose.

$10K$5M
How you qualify?we say yes when banks say no
500+credit score
$10K+monthly revenue
6+ monthsin business
Start with a number

How much would actually help?

1 · Your number
2 · Get your call
I need about
$250,000
$10K$5M
Owners asking for $250,000 typically see 4–6 offers — soft check only.
$250,000Working capitalSoft check only
256-bit encryption · soft check only · never sold to third parties

Done — keep your phone close.

An advisor is calling you in the next few minutes about your $250,000 request.

Can't wait? Call us now
Every structure, one application

More than 30 ways to say yes

One application shows you everything you qualify for — side by side, real numbers, no jargon.

See my options
The process

Your funding in three steps

1

Apply online

  • 60-second form, plain questions
  • No SSN, no hard credit pull
  • Bank-level encryption
2

Compare real offers

  • Every option, side by side
  • Same-day decisions
  • Free to look — no obligation
3

Get funded

  • Wired within ~24 hours
  • No hidden fees, ever
  • Built around your needs
To qualify, you'll need: 6+ months in business $10K+ monthly revenue 500+ personal credit
Side by side

We're not a bank. Here's the difference.

New York Savings 24 HOURSTraditional bank
Time to fundingAbout 24 hours2–8 weeks
Credit checkSoft pull — no score impactHard pull upfront
CollateralTypically noneUsually required
Options shown30+ side by sideOne — theirs
Cost to lookFreeApplication fees
In their words

Owners like you, funded.

2,400+ businesses funded over $1B arranged

Illustrative stories based on typical funded customers — names and details changed for privacy.

Before you ask

Fair questions, straight answers

Still on the fence? Looking is free and touches nothing — or just ask a human.

still unsure? calling is faster.

No. Your offers come from a soft check, which your score never sees. A hard pull only happens later, on specific products, and only if you say so first.

There isn't one. Looking is free. We get paid by the funding partner when a deal closes — so we only earn when you pick an offer that actually works for you.

Usually not. Most of our options are unsecured. Equipment financing uses the equipment itself — never your home.

Three things: 6+ months in business, $10K+ in monthly revenue, and a 500+ personal credit score. Clear those and you'll almost certainly see offers.

Most owners see offers the same day and have money in the account within 24 hours of signing. A complicated file can take longer — and we'll tell you that upfront, not after.

New York grit, nationwide reach

See your numbers first. Then decide.

watch me
90 sec — who we are
Advisors answering now$10K–$5M · free quote in minutes
Call now